Step 2 of 12System
02 · System definition

Describe the AI system

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Describe the system in plain language before judging it. Use only what the case tells you and mark anything else as unknown.

SYSTEM FACT SHEET

ClaimReview AI at Harbourside Mutual Insurance

Provider
ClearSight Risk Ltd (fictional) supplies the model; Harbourside tuned it on its own claims
Deployer
Harbourside Mutual claims operations
Inputs
Claim details, time since policy start or change, claim channel, prior claims, postcode, call-transcript 'inconsistency score'
Output
Fraud score 0–1; above 0.70 routes to the SIU and holds payment
Human role
An investigator reviews every SIU case; target 10 working days
Customer message
'Your claim is under review.' No reason or timescale
Live since
Nine months

AI system description

This becomes the first section of your report.

Name the system

What problem is the organisation trying to solve, and how will it know the system helps?

Provider, deployer, users, affected people, suppliers, system owner, risk owner and control owners

Prediction, classification, recommendation, generation, retrieval or action; classic or generative AI

List what the evidence confirms, what you are assuming and what you do not know

Which decision does the output influence, and what does a person still decide?

Where, for whom and for what the system may and may not be used

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